What's your take-home?

Yes. It is free to use and gives an instant, indicative annual estimate of your income tax, employee National Insurance and take-home pay. It assumes the standard Personal Allowance and employment income with no other reliefs or deductions, so treat it as a guide rather than advice.

Yes. It defaults to the bands for England, Wales and Northern Ireland. Scotland sets its own income tax rates and bands for earned income, so tick the Scottish taxpayer box to use Scotland's separate bands. National Insurance is the same across the whole of the UK.

They depend on your residency status, which is determined by the Statutory Residence Test. If you are UK tax resident, you are taxed on your worldwide income. If you are non-resident, you are generally only taxed on UK-sourced income such as rental income, employment income for work performed in the UK, and certain capital gains on UK property.

You may need to file a UK Self Assessment tax return even if you live abroad. Common triggers include UK rental income, UK employment income, UK pension income above the Personal Allowance, capital gains on UK residential property, or a notice to file issued by HMRC.